Many people are facing a hard time when it comes to creating a budget. Did you know that more than 50% of American households do not prepare a budget? However, preparing a budget will really help improve your financial situation. It does not really matter how much you earn but how you spend your money …. Read More
With the ever-rising prices of goods, it becomes increasingly hard to save up money. Of course, one must consider the not just the bare essentials in living like eating three square meals per day but also the cost of pampering ourselves since after all, it is money that we worked hard for so we might …. Read More
They say a penny saved is a penny earned. It is not about how much you earn is about how much you save. Most of us plan to start saving money when we reach certain milestones, like reaching a specific age, getting a raise or when the kids move out. In reality, we only start …. Read More
In this world full of unpredictability, there is no substitute in the feeling of security. It is reassuring to know that you are prepared for unexpected challenges that may come your way. While we do not want to think about them, problems such as illness, accidents, or even unemployment can occur at any time. This …. Read More
Only some of us know the difference between the two aspects of finances called investing and saving, how they work together and how they should be managed. The difference between saving and investing is simple. If you need the money soon, let us say in five years or less then save it. If you do …. Read More
No matter how small or huge a business is, just the thoughts of it is overwhelming. You are may be decided to take that leap of faith but still wondering if you have what it takes to make it. There are people who honestly had no idea where it would go when they venture to …. Read More