Beginner’s Guide in Budgeting

Many people are facing a hard time when it comes to creating a budget. Did you know that more than 50% of American households do not prepare a budget? However, preparing a budget will really help improve your financial situation. It does not really matter how much you earn but how you spend your money ….  Read More

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Helpful tips to save Money

They say a penny saved is a penny earned. It is not about how much you earn is about how much you save. Most of us plan to start saving money when we reach certain milestones, like reaching a specific age, getting a raise or when the kids move out.   In reality, we only start ….  Read More

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Simple ways to save money

In this world full of unpredictability, there is no substitute in the feeling of security. It is reassuring to know that you are prepared for unexpected challenges that may come your way. While we do not want to think about them, problems such as illness, accidents, or even unemployment can occur at any time. This ….  Read More

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Saving vs. Investing

Only some of us know the difference between the two aspects of finances called investing and saving, how they work together and how they should be managed. The difference between saving and investing is simple. If you need the money soon, let us say in five years or less then save it. If you do ….  Read More

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